Financing and Insurance Options

Financing and Insurance Options

Midtown Dentistry Makes Financing Your Smile Easy

and easy on the pocketbook as well

Maximizing your coverage & investment

If you have dental insurance, we’re here to help you make the most of it. While benefit plans rarely cover all treatment expenses, we’ll help you get as much coverage as possible by assisting with insurance processing. We also over flexible payment plans for any additional expenses.

Here’s how we’ll help you navigate the insurance process:

  • Predetermination: Our helpful financial coordinators submit a predetermination request to verify coverage of your planned treatment.
  • Filing: As a courtesy to our patients, we file your insurance claim even if you aren’t covered by any of the companies listed on this page.
  • Payment: After we file your insurance claim, your insurance company will reimburse you directly according to their usual and customary fees.  All fees are due at the time that services are provided in our dental office.  Please feel free to contact our Houston dental office to discuss any of the options listed discussed here.

Payment Plans at Midtown Dentistry

Quality dental care is an investment that yields a lifetime of benefits, and we understand that part of a solid dental care plan includes payment options that fit your budget. We’re pleased to offer you multiple ways to finance your dental treatment:

CareCredit is a flexible monthly payment option specifically designed for cosmetic dentistry, orthodontics, and large restorative cases. You can apply quickly and securely by clicking here or by calling 1-800-859-9975.

  • No initial payment
  • Low, fixed interest rates starting from 0%
  • Low monthly payments
  • First payment not due for 4-6 weeks after treatment
  • No prepayment penalty
  • Terms up to 60 months

SpringStone offers payment plans that are an economical alternative to most personal loans and credit cards. You can apply quickly and securely online by clicking on their logo above and following the links to patient financing. You can also apply over the phone: 1-800-630-1663.

  • Easy application process and quick decisions regarding approval
  • No initial payment
  • No prepayment penalty


 Houston’s Midtown Dentistry accepts personal and certified checks in addition to all major credit cards, including:

  • Visa
  • MasterCard
  • Discover
  • American Express

Using Your Company’s Flex Plan

Your company may offer a medical spending account, allowing you to set aside pre-tax dollars to pay for your medical expenses. Please contact your employer for more details about using this valuable benefit. Be sure to provide all related documents to our team before your visit so we can maximize your benefits.

Dental Insurance Plans

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For Appointments

Call us at (713) 807-9877 or use the button below to Ask a Question or Schedule Your Appointment to have Dr. Jonathan Penchas or one of his expert staff examine your teeth.

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